Why IT Professionals Should Know How Liability Insurance Protects Them

An information technology professional who has been hired to setup an e-mail server for an energy consulting should carry some sort of professional liability technology insurance coverage. There can be a lot of things which could go wrong with e-mail servers when they are first activated or put...

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Adding Search Engine Optimization to Your Small Business Marketing Plan

When you are drafting or updating your small business marketing plan, if you don’t currently make mention of a SEO Strategy you should definitely consider it. Presumably you’ve had a website designed for your business, but if it’s just sitting there on its own, it won’t have customers...

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Errors and Omissions Insurance Can Be Very Important To Your Business

Errors and Omissions insurance policies are kind of humorously named. At least, it is dark humor! It is one of those rarities in business in which there is absolutely no ambiguity as to the purpose or reasoning behind a particular name or category. This small business insurance policy is built...

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The Most Common Types of Builders Risk Insurance Policies

When a builder is working on a property, or if you’re currently planning to start the course of construction of your new house, it’s crucial to purchase a builder’s risk insurance policy along with purchasing the materials to be utilized. This insurance is as important as the equipment...

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Why is a BMC-84 Surety Bond better than the BMC-85?

The major reason why the both of them are different is that the BMC-84 is a surety bond while the BMC-85 is a trust fund. Even though the FMCSA authorizes the submission of the BMC-85 in place of the BMC-84, it is recommended that brokers only go for the BMC-85 when they are unable to qualify...

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Make Sure Your Magician's Show Is Kid Appropriate

A magician’s show is the absolute best form of entertainment for children when the tricks performed are age appropriate. Many times a magician’s show will be watered down from the adult version to a child’s level without success. The austin magician needs to focus on capturing...

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Is It Compulsory to Get a Motor Vehicle Dealer Bond?

Of course, it is very compulsory for any vehicle dealer to get a motor vehicle dealer bond. Anyone who wants to go into selling motor vehicles is usually required by the state in which they will operate, to obtain a license before they could offer vehicles for sale to the public. This helps in...

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Fundamentals of Magic Shows for Kids

I am sure you would agree that magic shows for children should be focused on tricks involving ropes, rings, silk, and disappearing objects. Anything negative, upsetting, or that could potentially put the child at risk should be withheld for a more appropriate age group. Because of a child’s...

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Why in the World Should I Get a Surety Bond?

This is how most business owners think of surety bonds. They feel that they are not really all that necessary, and that they have done just fine without them up to this point, so why all of the sudden do they need one? This is really the way business owners look at most expenses that they...

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The Financial Aspects of a Special Event Insurance Policy

Planning a special event in the near future? You should consider getting insurance for the event to take care of any liability. A special event insurance policy is not an isolated insurance concept. The business market is filled to the brim with countless insurance concepts and companies that...

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More Sales Come When You Use Marketing to Grow Your Small Business

Everyday many feel the economy chip away at another block in their already shaky foundation. Under the current conditions, it is imperative that the marketing tools that are used, are the most effective and cost conscious, saving hard earned dollars. No longer does small business blindly send...

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Small Business Marketing System Reveals How to Make More Sales

Which emails do you read on a regular basis? Email marketing for small business will be most successful if it is done on a casual, friendly and non-invasive basis. The best way to reach clients and potential clients is to do so in a personal, friendly manner. Selling, whether it is hard or soft...

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4 Basic Ways In Structuring A Builders Risk Insurance Policy

Contractors or builders can insure their construction projects by buying what is known as builders risk insurance policy. Construction insurance policies are meant to protect structures being built or renovated by insuring them against all conceivable risk or threat that could become liable...

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Why You Should Choose a Monthly Rate Builders Risk Insurance Policy

The construction project is almost done when the building beside your project gutted it out causing damage to the property. You know you will lose money and potential income with the damage caused by the fire. However, if the project is covered by builders risk insurance, you can easily file a...

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What Are the Types of Risk Insurance Policies for Builders and Contractors?

First and foremost a builder’s risk insurance policy protects the home builder or contractor, not the home owner. This insurance is temporary – usually for the term of the construction effort or until the home owner accepts the home and occupies it. This insurance coverage protects...

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Protecting Your Building Materials and Property With Temporary Builders Risk Insurance

So, you’ve “bit the bullet”, so to speak, and you’ve decided to invest in your next big investment: your house. Did you know that Builder’s Risk insurance can help with that? If you are a homeowner, monthly builders risk insurance may work best for you. With monthly...

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An Explanation to The Surety Bonds Process?

So what does the phrase “Bonded” really mean? Everyone has seen a commercial saying that the company is bonded. How does that apply to you, the consumer? In this article I will go over some basic information about what it is, and how it applies to you. The term bonded refers to a special...

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Commercial Surety Bond: Why Are They among the Best?

It is one of the best surety bonds, having a broad coverage scale. The reason being it covers a number of business-related issues. The coverage is so high that not only the civilized city business is served, but also the farthest areas of the country like tropics are benefited from the...

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Achieve Birthday Party Success: Hire a Magician!

At a birthday party, entertainment is the key to success. Who do you hire? A clown? The balloon guy? Yawn, that is so yesterday. Here’s a great idea. Hire a dallas magician for your next kids magic show. Magical memories are created by the best magician. The question remains, how do I choose...

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Why You Need Builders Risk Insurance For Your Property That's Under Construction

Vandals often target home construction sites and often target them for material theft or for malicious destruction. When this happens, replacement and repair costs fall on the builder. Similarly, storms and fire can damage or destroy homes under construction. Because of these risks, every...

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Are Manufacturers The Only Ones Who Face Product Liability?

Many retailers, warehouses, distributors, and middle-men incorrectly assume that they would not be held responsible for injury or damage related to a defective product. Does the business need a products liability insurance policy? There is some logic to this thinking… after all, they didn’t...

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How Smart Building Contractors Deal with Worksite Theft

The poor economy and difficult environment for contractors has created one very specific need for builders risk coverage. If a building project doesn’t have a resident and a deadbolt on the front door, it could be subject to theft of tools at the worksite. Construction site thieves are...

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What Do You Know about Coverage from a Builders Risk Policy?

You may not have knowledge about the kind of builders risk insurance to apply for to cover your property that is under construction by your builder. It is important to inquire from your contractor insurance agent who will guide you on the appropriate cover to take for this project. In addition...

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Important Information Regarding Risk Insurance for Contractors

When it comes to builders risk insurance and selecting a policy there is a lot of information you should know. First keep in mind that there are many different types of builders risk insurance for you to choose from. One of the easiest is called the blanket annual deposit.

With this policy you are basing your insurance on the estimated amount of new business for the year. You can also include the homes that will be in inventory more than twelve months. The insurance company will provide you a rate based on this information.

The cool part about this is that most construction insurance companies will allow you to pay them monthly for this type of policy. This has a direct benefit to a small company because it is not all due in a lump sum payment. Spreading the bill out allows you to collect money and pay your insurance payment every month. There is an audit with this type of service which means if you build more houses you will have to pay the insurance company more. However, for many builders this is still an awesome plan.

Important Information regarding Risk Insurance for Contractors

4 Money Saving Tips for Getting Quality Risk Insurance Coverage

All builders and general contractors should get builders risk insurance coverage regardless of which trade they are in. Whether they are home builders or commercial building contractors, a construction insurance policy can protect their interest and investments. Even with the necessary...

 

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A Look at Builders Risk versus Installation Floater Coverage

It is the responsibility of the property owner to purchase property insurance before the construction of the building starts to cover any damage or loss that may be incurred during the construction.

With the financial risk involved in construction projects, both the property owner and the contractor must have multiple insurance options they can choose from. The two most common types of property insurance most contractors choose based on risks and needs of each job are installation floaters, and builders risk insurance.

Commercial builders risk insurance is usually purchased by the property owner to protect the construction project from any loss due to damage or destruction of the property while it is being constructed...

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